WE ARE FOCUSED ON YOUR SUCCESS
OUR GOAL IS TO PROVIDE ALL THE CAPITAL NEEDED FOR YOUR PROJECT
HARD MONEY
Fast, Asset‑Based Financing for Fix‑and‑Flip Success
Hard‑money lending offers fix‑and‑flip, BRRRR investors rapid, property‑backed financing that bypasses traditional banking hurdles. With hard assets as collateral, lenders focus on loan-to-value (LTV) and after-repair value (ARV), not borrower credit scores—making it perfect for fast turnovers.
DSCR
Debt-Service Coverage Ratio loans—are tailored for long-term rental investors, with qualification based primarily on the property’s ability to generate income. DSCR financing is ideal for rental property investors who want to leverage predictable cash flow instead of relying on personal income or high-priced short‑term loans—allowing for portfolio growth, lower monthly payments, and easier scalability.
GAP
Gap loans are short-term financing tools used by real estate investors to “bridge the gap” between their available capital and the total funds needed to close a deal or cover renovation costs. Typically layered on top of a primary loan, gap loans are ideal when there is strong equity or a profitable exit strategy. For fix-and-flip or BRRRR investors, gap funding can mean the difference between seizing a profitable opportunity or missing out.
Short Term Rentals
We help short-term rental (STR) owners acquire fully operational properties by offering financing solutions that cover not just the purchase price, but also the costs of furnishing and preparing the property for immediate rental. Through strategic partnerships with lenders and capital partners, we structure deals that include the furniture, appliances, and setup expenses—eliminating upfront financial strain and allowing investors to generate income faster. Whether it’s your first Airbnb or you’re scaling a portfolio, we simplify the path to ownership and cash flow.
ABOUT 100 PERCENT CAPITAL
We are advocates for the real estate investor—providing access to 100% financing by aligning strategic capital partners around your success. Whether you’re pursuing fix-and-flips, BRRRR strategies, short-term rentals, or boutique hotel conversions, we structure the entire capital stack to eliminate upfront funding barriers. By blending first-position DSCR or hard money loans with flexible private capital, we help you close deals faster, scale your portfolio, and compete with confidence in today’s fast-moving market.
Our role goes beyond funding. We act as your capital architect, negotiating and layering financing around your unique project and exit strategy. We work only with lending partners who align with our values: speed, transparency, and a commitment to seeing borrowers win. From pre-qualification to closing, we stay in your corner, managing lender communication, removing complexity, and unlocking tailored financing solutions that put you in control. This isn’t just lending. It’s partnership with purpose.